Four Plans in One for a Great Value
How does Liberty bridge the gap?
While most say they want the security and financial safety net of medical insurance, few can afford it and fewer and fewer are getting it from their employer. It is hard to pay $1,100 to $1,600 per month for a family health insurance plan, especially when you have to get hurt or sick to get any benefit.
So what is the answer? The Liberty Guardian Plan that has services
that can be used every day with benefits to handle the unexpected.
The high cost of prescription drugs is in the news almost every day.
Liberty can help keep your drug costs down. Our exclusive
Doctor's Prescribing Guide outlines the drugs available in each Tier
so doctors and pharmacists can quickly and easily see the
lower cost options. Our plan
has even saved people who have prescription insurance money and our
home delivery pharmacy can significantly reduce costs on medicines
taken every day.
Liberty members would pay over 42% more at pharmacies for prescriptions
without their Liberty card!
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Tier 1. - | $10 or less drugs |
| Tier 2. - | $20 or less drugs | |
| Tier 3. - | $50 or less drugs | |
| Tier 4. - | Pre-Negotiated Nationwide Prices |
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Going to the dentist has never been so painless! You will love how
simple it is to locate a dentist in the network. There are over 71,000**
nationwide. When your appointment is complete, you simply pay the
reduced bill. Fee schedules are even available online. Use the plan
as often as needed and keep those smiles bright!
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75% of all households have at least one member that needs some sort
of vision correction. Be it contacts, glasses, bifocals, or cheaters
for those of us over 40, the Liberty CTC Vision Plan can save you
money. The CTC Vision Plan is the most recognized vision plan in
the country giving you saving of 10% to 60%. Keep your sight sharp!
bifocal contacts and disposable contacts.
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You and your family may choose from more than 3,000 participating Chiropractors.
All Liberty Guardian members are enrolled into the Consumer Assistance Services Association (CASA) to receive the following benefits.
If you don't have medical insurance, or you have a high deductible,
the association services can help you and your family.
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| File MD | |||||
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Convenient Medical History for Doctors and Emergency Rooms | ||||
| Lifeline Family Counseling | Services for: | ||||
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Depression | |
Anxiety | ||
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Anger Management | |
Stress | ||
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Substance Abuse | |
Loss | ||
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Relationship Issues | |
Grief | ||
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Parenting Challenges | |
Abuse | ||
| Lifeguard Support for Eldercare | |||||
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Assist Senior & Family members | ||||
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In-Home Support - Adult Day Care | ||||
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Transportation - Meals & Nutrition | ||||
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Medicare/Medicaid - Home Safety | ||||
| Association Accident Benefits* | |||||
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$5,000 in excess coverage for Accident Medical
Expenses * Includes Emergency Room Expenses * $100 Deductible |
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$10,000 Death & Dismemberment | ||||
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$150 per Day In-Hospital Benefit * Zero Waiting Period * Up to 31 days per year |
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$250 per Week Disability * 7-day Waiting Period * Pays a Weekly Benefit up to 26 weeks |
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The insurance benefits are underwritten by The Chesapeake Life Insurance Company, an OK domiciled life insurance company, with its main offices located at 9151 Grapevine Hwy, North Richland Hills, TX 76180. These insurance benefits are subject to the exclusions, limitations, terms and conditions of coverage as set forth in the policy issued to CASA under policy number # ZCH08-0445. Coverage is not provided to members over the age of 70. Not available in CT, IN, NJ, NY, OR, VT and WA.